What is an Umbrella Insurance Policy and How Does it Work?

Most people have some experience when it comes to buying insurance policies for their homes, automobiles and businesses. After buying a number of different insurance policies covering individual assets, people think that they have all of their bases covered. Unfortunately, however, this is often not the case. Many times there are gaps in your insurance […]

What is a Surety Bond?

A surety bond is a form of insurance that specifically applies to business contracts and the requirements of each party to fulfill the contract terms. The surety can be applied to several components of a contract and can be directed at either party in the agreement. A surety is effectively a financial guarantee that a […]

Construction Company? Are You Covered?

Insurance for Your Construction Business Is your construction company covered on all sides? From local general contractors to national brands, protecting your construction business from risk is a necessity. No matter what size your business is, you need insurance that addresses areas of risk associated with your company. This can include crane, scaffold and excavation […]

Circle of Excellence

Hale & Associates has been named a Circle of Excellence Agency by Umialik Insurance Agency for 2016! (Minneapolis, Minn.) Umialik Insurance Company today announced that Fairbanks-based Hale & Associates has been named one of Umialik’s Circle of Excellence Agencies for 2016. The Umialik Circle of Excellence recognition is announced annually to spotlight an elite group […]